The Creative Investment Research, Inc. Diversity Portfolio contains equity investments in some of the largest U.S. companies. These companies have been selected for inclusion because they have outstanding financial and diversity performance. Diversity performance is calculated by reviewing four key measures: Human capital, CEO commitment, corporate communications, and supplier diversity. From 7/26/05 to 7/25/06, the model portfolio returned 11.35% versus a 5.02% return for the stock market, as measured by a major stock market index. (Returns calculated before fees deducted. Past performance is no guarantee of future returns.